E.E. Ward Moving & Storage

January 29, 2026

Why the Lowest Quote Isn't Always Best: How to Spot Moving Scams

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 A professional moving estimator conducting a detailed in-home survey with a tablet to create a binding estimate for a homeowner.
Brian Brooks
January 29, 2026

Choosing a moving company requires more than comparing moving quotes. The key is to verify a company’s legal status, understand your rights through documents like the Bill of Lading, and recognize red flags of moving scams to ensure your belongings are protected from pickup to delivery.

Beyond the Quote: The Real Foundation of a Successful Move

For over 140 years, we’ve seen countless families and businesses undertake one of life’s most significant transitions: moving their home or office. In that time, we've learned a critical truth that often gets lost in the scramble for the lowest price. While comparing moving quotes is a necessary first step, it’s a dangerously incomplete way to select a partner for your residential move. A recent survey confirms that the most important factor for customers when deciding between movers was cost, highlighting a potential vulnerability if legal protections are not also considered according to a 2023 moving industry survey.

The real diligence begins where the price comparison ends. The most critical step in choosing a moving company is to understand your legal rights as a consumer, leveraging federal and state regulations to identify legitimate movers and protect yourself from common but devastating moving scams. This knowledge transforms you from a passive customer into an empowered consumer who can confidently navigate the complexities of the moving industry.

The First Question You Must Ask: Interstate or Intrastate?

Before you even look at customer reviews or ask for an estimate, the single most important question is determining the nature of your move. Are you moving within the same state (an intrastate move) or are you crossing state lines (an interstate move)? The answer dictates which government body protects you and how you must verify the legitimacy of any company you consider.

For an Interstate Move (Crossing State Lines)

If you are planning a move to a new state, your move is governed by the Federal Motor Carrier Safety Administration (FMCSA), a division of the U.S. Department of Transportation. Legitimate long-distance movers or cross-country movers must be registered with the FMCSA. They are assigned a unique USDOT Number and a Motor Carrier (MC) Number. These aren't just for show; they are your primary tools for verification. For interstate moves, consumers can check if a moving company is authorized by checking the USDOT website as recommended by consumer protection agencies. You should never hire a company for an interstate move without verifying these credentials on the official FMCSA database.

This is also where you must understand the difference between a moving carrier and a moving broker. A moving carrier has the trucks, staff, and authority to physically transport your belongings. A moving broker, on the other hand, is a sales company that arranges transportation but is not authorized to transport your household goods and does not have moving trucks or professional movers as defined by the American Trucking Associations (ATA). While some brokers are reputable, they add a layer of complexity. If you hire a broker, make sure you know which actual moving company will be showing up at your home.

For an Intrastate Move (Within the Same State)

When moving within the same state, your rights and the company's obligations are governed by your state’s Department of Transportation or another public utilities commission. Intrastate regulations vary significantly. Some states have robust licensing and insurance requirements for local movers, while others are more lenient. Your first step should be to search for your specific state movers association or DOT website to understand the local rules. Reputable local moving companies will be able to provide their state license number without hesitation.

A moving company representative pointing out inventory items to a customer during a visual inspection to ensure a transparent and accurate quote.

Decoding the Paper Trail: Your Three Most Important Documents

A professional moving carrier operates on a foundation of clear, legally binding paperwork. A rogue operator thrives on confusion and blank forms. Never, under any circumstances, should you sign a blank or incomplete document. Your signature on these three items forms your moving contract.

  • The Estimate: This is the initial document outlining the probable cost of your move. A legitimate mover will perform a detailed survey of your belongings, either through an in-home estimate or a thorough virtual survey, to create an accurate inventory list. You will typically see one of two types: a non-binding estimate, which is the carrier’s best guess and can change, or a binding estimate, which guarantees the total cost as long as you don’t add items to the move.
  • The Order for Service: Once you accept an estimate, the moving company will prepare an Order for Service. This document lists the agreed-upon services, such as packing and unpacking services or storage solutions, pickup and delivery dates, the valuation level you selected, and the total price. It is your pre-move agreement. Review it carefully before signing.
  • The Bill of Lading: This is the most critical document and serves as your contract with the moving carrier. The mover must provide you with a Bill of Lading before they load your belongings. It should contain all the details of the move, from pickup and delivery locations to the specific terms and conditions. Do not let the movers begin work until you have a completed copy.

The "60-Cents-Per-Pound" Trap: Understanding Valuation vs. Insurance

One of the most misunderstood areas of the moving process is liability for your belongings. Many consumers mistakenly believe that if a mover breaks an item, the company automatically pays for its full replacement. This is not the case. By law, movers offer two levels of liability, known as Valuation.

  • Released Value Protection: This is the default, no-cost option. However, it provides minimal protection. Under this option, the mover is liable for no more than 60 cents per pound per article. There are different levels of protection against loss or damage, with the minimum coverage being as low as 60 cents per pound according to consumer advocates. If your 50-pound flat-screen television is destroyed, you would only receive $30 (50 lbs x $0.60). This is almost never adequate.
  • Full Value Protection: This is the more comprehensive option where you must pay an additional fee. Under this plan, if any of your articles are lost, destroyed, or damaged, the mover must either repair the item, replace it with a similar item, or make a cash settlement for the cost of the repair or the current market replacement value.

It's vital to understand that Valuation is not moving insurance. It is simply the carrier's level of liability. For true replacement-cost coverage, especially for specialty item moving involving art, antiques, or a piano, you should consult your homeowner’s insurance provider or purchase a separate third-party moving insurance policy.

Avoiding the Pitfalls: A Comparison of Vetting Methods

How you approach your search directly impacts your risk of encountering moving scams and hidden fees. There are two distinct paths a consumer can take.

Superficial Evaluation (The High-Risk Path)

This path prioritizes speed and perceived cost savings. The consumer focuses almost exclusively on online moving quotes, often from lead-generation websites, and skims a few customer reviews. They may choose a company based on a low hourly rate or an attractive-sounding flat-rate move without questioning how that price was determined. This approach makes them highly vulnerable to bait-and-switch tactics and predatory companies.

Informed Vetting (The Secure Path)

This path prioritizes security and transparency. The consumer starts with word-of-mouth recommendations and checks for licensed and insured movers. They verify USDOT and MC numbers, check Better Business Bureau (BBB) ratings, and look for professional affiliations like a ProMover Certification from the ATA. They insist on a detailed in-home or virtual survey and compare binding estimates, not just initial quotes. This methodical process weeds out fraudulent operators from the start.

Red Flags That Signal a Rogue Mover

So, how do you spot a potentially fraudulent company before it’s too late? These warning signs should prompt you to immediately end the conversation and look elsewhere.

  • No In-Person or Virtual Survey: A company that gives you a firm quote over the phone or via email without ever seeing your belongings is guessing. This is a classic setup for demanding more money on moving day.
  • Large Cash Deposit Demanded: Reputable moving companies do not require large upfront payments or cash-only deals. A demand for a significant moving deposit, especially in cash, is a major red flag. Payment is typically due upon delivery.
  • Vague Company Information: If the company answers the phone with a generic "Moving company" or "Movers," be wary. A professional business will state its full name. Check their website for a physical address and information about their licensing and insurance.
  • Use of Unmarked Trucks: On moving day, a professional moving carrier will arrive in a clearly branded truck. A rental truck like a U-Haul or Penske Truck Rental showing up is a sign you may not be dealing with a legitimate motor carrier.
  • Refusal to Provide Documents: If a mover is hesitant to provide you with a written estimate, a copy of the "Your Rights and Responsibilities When You Move" booklet, or a completed Bill of Lading, do not hire them.

Your Secret Weapon: The "Your Rights and Responsibilities" Booklet

For any interstate move, federal law requires your mover to provide you with a booklet titled "Your Rights and Responsibilities When You Move." This document is your single most powerful tool. It clearly outlines the rules that licensed movers must follow, explains the documents you will be asked to sign, and details the claims process. If a mover does not provide you with this booklet, consider it a deal-breaker.

This booklet is also your first line of defense against the dreaded "hostage load" scam, where a mover significantly inflates the price after loading your belongings and refuses to deliver them until you pay the fraudulent fees. The Federal Motor Carrier Safety Administration (FMCSA) has primary authority over interstate movers and investigates 'hostage' situations where a company refuses to deliver a customer’s possessions according to the Surface Transportation Board. The booklet details your rights and the legal recourse available to you in this scenario.

Making the Right Choice for Your Needs

There is no single "best" moving company, but there is a "right" type of service for your specific situation. The key is to match your needs with a company’s credentials and offerings.

The First-Time Mover

You are likely focused on cost and convenience, trying to figure out what is cheaper than U-Haul or other DIY options like portable storage containers from PODS or U-Pack. This focus makes you a prime target for scams. Your priority should be security over price. Look for established local movers with a strong online reputation and verifiable state licensing. Consider professional moving labor services to help with a rental truck, but for a full-service move, insist on a binding estimate from a company with a physical address you can visit.

The Cross-Country Relocator

Your move is complex and falls under federal jurisdiction. You must navigate the world of long-distance movers and van lines, such as United Van Lines, Mayflower Transit, or Allied Van Lines. Your top priority is verifying FMCSA registration (both USDOT and MC numbers). You need to be crystal clear on whether you are working with a moving carrier or a moving broker. Ask pointed questions about who will be handling your goods at every stage, including any potential storage solutions.

The High-Value Shipper

You have expensive, delicate, or sentimental items (art, a piano, antiques) that require more than standard service. Your focus must be on liability and protection. You should immediately dismiss any mover who only offers Released Value Protection. Insist on Full Value Protection and ask for proof of their insurance with a Certificate of Insurance (COI). You should also inquire about their experience with specialty item moving, crating services, and whether their crews undergo background checks. A white glove service might be the right choice for your needs.

At E.E. Ward Moving & Storage, we have built our legacy since 1881 on a foundation of transparency, integrity, and an unwavering commitment to our customers' rights. As one of the country’s oldest and most respected moving companies, we believe an educated customer is the best partner for a successful move. For a comprehensive, no-obligation moving estimate from a licensed and insured carrier based in Columbus, OH, that puts your protection first, contact our expert team today.

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Use our quick contact form to talk to our team and get a free estimate

Move Size
Pickup Zip Code
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Your Name
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Notes
Disclaimer: By pressing the send request button, I give EE Ward consent to use automated telephone dialing technology to call and/or use SMS text messages at the phone number provided including a wireless number for telemarking purposes. I understand consent is not a condition of purchase EE Ward services. By pressing submit I also agree to the EE Ward Privacy Policy.
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